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	<title>pcbdaily.com &#187; Market Analysis</title>
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	<link>http://pcbdaily.com</link>
	<description>Panama City Beach Information, news, and updates including Pier Park and the Panama City Airport</description>
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		<title>First Time Home Buyer Questions and Answers</title>
		<link>http://pcbdaily.com/first-time-home-buyer-questions-and-answers</link>
		<comments>http://pcbdaily.com/first-time-home-buyer-questions-and-answers#comments</comments>
		<pubDate>Wed, 30 Jun 2010 14:23:48 +0000</pubDate>
		<dc:creator>Karen Smith</dc:creator>
				<category><![CDATA[Market Analysis]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=8221</guid>
		<description><![CDATA[
			
				
			
		
In the Real Estate world there are some people that I listen and learn from. One of them is Barbara Corcoran, a self made Real Estate mogul with great spunk and even more wisdom. I am going to share some of her answers that are great stuff for first time home buyers.
1.  What is the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Holding Hands Makes us Stronger</title>
		<link>http://pcbdaily.com/holding-hands-makes-us-stronger</link>
		<comments>http://pcbdaily.com/holding-hands-makes-us-stronger#comments</comments>
		<pubDate>Mon, 21 Jun 2010 21:55:13 +0000</pubDate>
		<dc:creator>Karen Smith</dc:creator>
				<category><![CDATA[Market Analysis]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=8161</guid>
		<description><![CDATA[
			
				
			
		
Although this is typically a place for Real Estate tips I have been known to throw in some life tips and this is one of those times.  Now, more than ever, our focus is on our cherished beach and what we can do to stem the tide of oil and moreover to counter the negative [...]]]></description>
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		<slash:comments>7</slash:comments>
		</item>
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		<title>Rates Remain Below 5%</title>
		<link>http://pcbdaily.com/rates-remain-below-5</link>
		<comments>http://pcbdaily.com/rates-remain-below-5#comments</comments>
		<pubDate>Mon, 07 Jun 2010 21:24:34 +0000</pubDate>
		<dc:creator>Hunter Palmer</dc:creator>
				<category><![CDATA[Market Analysis]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=8047</guid>
		<description><![CDATA[
			
				
			
		
Despite bouncing off their lows for May, mortgage rates remain below 5% with the benchmark thirty-year, fixed-rate coming in at 4.875% with no points and the fifteen-year, fixed-rate right at 4.25% with no points. A steep drop in the yield on the ten year Treasury note over the past several weeks has lead to some [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Keep On Selling Those Hot Dogs</title>
		<link>http://pcbdaily.com/keep-on-selling-those-hot-dogs</link>
		<comments>http://pcbdaily.com/keep-on-selling-those-hot-dogs#comments</comments>
		<pubDate>Tue, 25 May 2010 00:38:27 +0000</pubDate>
		<dc:creator>Cebo Campbell</dc:creator>
				<category><![CDATA[Market Analysis]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=7956</guid>
		<description><![CDATA[
			
				
			
		
Okay, I know you think Karen has finally lost it, talking about hot dogs in a Real Estate article!!!  As you know I always base my articles on real life situations and questions that I am asked and I tend to keep it on the positive.  Many people have come to me with [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Homes Data Promising</title>
		<link>http://pcbdaily.com/homes-data-promising</link>
		<comments>http://pcbdaily.com/homes-data-promising#comments</comments>
		<pubDate>Mon, 24 May 2010 15:35:58 +0000</pubDate>
		<dc:creator>Cebo Campbell</dc:creator>
				<category><![CDATA[Market Analysis]]></category>
		<category><![CDATA[Mortgage Market]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=7947</guid>
		<description><![CDATA[
			
				
			
		
The National Association of Homebuilders reported this week that their “Housing Market Index”, a survey among its members to quantify builder sentiment about the housing market, rose three points in May to 22. While this is still well below the 50 mark which indicates builders feel optimistic about the housing market, it is the highest [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Rural Development – Good News/ Bad News</title>
		<link>http://pcbdaily.com/rural-development-%e2%80%93-good-news-bad-news</link>
		<comments>http://pcbdaily.com/rural-development-%e2%80%93-good-news-bad-news#comments</comments>
		<pubDate>Mon, 17 May 2010 20:48:54 +0000</pubDate>
		<dc:creator>Cebo Campbell</dc:creator>
				<category><![CDATA[Market Analysis]]></category>
		<category><![CDATA[Mortgage Market]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=7914</guid>
		<description><![CDATA[
			
				
			
		
As a flood of first-time homebuyers rushed to take advantage of the $8,000 tax credit the Rural Development program has been strained to the limit with a year’s allocation of funds expected to be depleted sometime tomorrow. There has been little interest in Congress to extend funding and it now appears that without a last [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Skinny on Appraisals in Today&#8217;s Market</title>
		<link>http://pcbdaily.com/the-skinny-on-appraisals-in-todays-market</link>
		<comments>http://pcbdaily.com/the-skinny-on-appraisals-in-todays-market#comments</comments>
		<pubDate>Mon, 01 Mar 2010 15:00:27 +0000</pubDate>
		<dc:creator>Cebo Campbell</dc:creator>
				<category><![CDATA[Market Analysis]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[karen smith]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=7272</guid>
		<description><![CDATA[
			
				
			
		

How exciting you have an offer on your house and on to close you go!!!  But we have one more hurdle to master&#8230;. the big appraisal question.  Will it appraise and what in the world do we do if it does not?  Well in good ole yesteryear people were fighting over property [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>2009 Year End Real Estate Market Summary and Analysis</title>
		<link>http://pcbdaily.com/2009-year-end-real-estate-market-summary-and-analysis</link>
		<comments>http://pcbdaily.com/2009-year-end-real-estate-market-summary-and-analysis#comments</comments>
		<pubDate>Thu, 07 Jan 2010 12:31:22 +0000</pubDate>
		<dc:creator>Sam Portman</dc:creator>
				<category><![CDATA[Market Analysis]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[condo sale trends]]></category>
		<category><![CDATA[panama city beach real estate]]></category>
		<category><![CDATA[real estate appraisers in panama city beach]]></category>
		<category><![CDATA[real estate values in panama city beach]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=6596</guid>
		<description><![CDATA[
			
				
			
		
An interesting thing about a prolonged down market, after three years everybody gets bored.  Real estate agents have quit trying to convince the public that the bottom has been reached because every month they were proved wrong.  Appraisers have been beaten up so bad for relaying the bad news; you can’t get one to admit [...]]]></description>
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		<slash:comments>7</slash:comments>
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		<item>
		<title>Foreclosures and Short Sales are Major Restraints for Price Stability</title>
		<link>http://pcbdaily.com/foreclosures-and-short-sales-major-restraints-for-price-stability</link>
		<comments>http://pcbdaily.com/foreclosures-and-short-sales-major-restraints-for-price-stability#comments</comments>
		<pubDate>Mon, 16 Nov 2009 22:15:05 +0000</pubDate>
		<dc:creator>Sam Portman</dc:creator>
				<category><![CDATA[Market Analysis]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=6374</guid>
		<description><![CDATA[
			
				
			
		
The sale statistics from the 70 buildings in the www.condosaletrends.com database indicate some encouraging news for the Panama City Beach condo market.  The number of sales from July through October is up 62% over the same period in 2008.  That number does not include developer sales that were not listed in the MLS; however neither [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Home Prices Still Rising</title>
		<link>http://pcbdaily.com/home-prices-still-rising</link>
		<comments>http://pcbdaily.com/home-prices-still-rising#comments</comments>
		<pubDate>Wed, 07 Oct 2009 19:00:20 +0000</pubDate>
		<dc:creator>Hunter Palmer</dc:creator>
				<category><![CDATA[Market Analysis]]></category>
		<category><![CDATA[Mortgage Market]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[30 year fixed]]></category>
		<category><![CDATA[foreclosure lists]]></category>
		<category><![CDATA[hot deals]]></category>
		<category><![CDATA[panama city beach condo loans]]></category>
		<category><![CDATA[panama city beach condos]]></category>
		<category><![CDATA[panama city beach real estate]]></category>
		<category><![CDATA[real estate show]]></category>
		<category><![CDATA[vision bank]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=5832</guid>
		<description><![CDATA[
			
				
			
		
Mortgage rates remain at near eight month lows as strong demand in the bond market drove the yield on the ten year Treasury note below 3.20% before rising slightly to 3.25% today on a renewed rally in stocks. The rate on the benchmark thirty-year is hovering right at 5% with no points and the fifteen-year [...]]]></description>
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		<slash:comments>2</slash:comments>
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