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	<title>pcbdaily.com &#187; Mortgage Market</title>
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	<description>Panama City Beach Information, news, and updates including Pier Park and the Panama City Airport</description>
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		<title>Celebrate Panama City Beach!</title>
		<link>http://pcbdaily.com/celebrate-panama-city-beach</link>
		<comments>http://pcbdaily.com/celebrate-panama-city-beach#comments</comments>
		<pubDate>Mon, 12 Jul 2010 21:40:46 +0000</pubDate>
		<dc:creator>Karen Smith</dc:creator>
				<category><![CDATA[Mortgage Market]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=8289</guid>
		<description><![CDATA[
			
				
			
		
I have always loved the quote, &#8220;The more you CELEBRATE the more you have to CELEBRATE&#8221;  As I was taking my early Sunday gratitude walk on our beautiful white sand beaches with waves lapping at my ankles  I was celebrating every step.  Now is a great time to think GRATITUDE for  all that we have [...]]]></description>
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		<slash:comments>8</slash:comments>
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		<title>Don&#8217;t Be Too Short On The Short!!!!</title>
		<link>http://pcbdaily.com/dont-be-too-short-on-the-short</link>
		<comments>http://pcbdaily.com/dont-be-too-short-on-the-short#comments</comments>
		<pubDate>Mon, 14 Jun 2010 23:02:20 +0000</pubDate>
		<dc:creator>Karen Smith</dc:creator>
				<category><![CDATA[Mortgage Market]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=8125</guid>
		<description><![CDATA[

			
				
			
		
I know you thought that I was finished talking about short sales but here we go again.  There has been a trend in short sale pricing that has been a bone of contention and a sore spot for Realtors and would be home buyers.  Let me set the stage&#8230;. gorgeous home in a [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Great News for Home Buyers!  Rural Development a Great Option!</title>
		<link>http://pcbdaily.com/great-news-for-home-buyers-rural-development-a-great-option</link>
		<comments>http://pcbdaily.com/great-news-for-home-buyers-rural-development-a-great-option#comments</comments>
		<pubDate>Mon, 07 Jun 2010 21:22:22 +0000</pubDate>
		<dc:creator>Cebo Campbell</dc:creator>
				<category><![CDATA[Mortgage Market]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=8045</guid>
		<description><![CDATA[
			
				
			
		
Let me start by saying that although there are challenges in our great state of Florida right now, we also have some things to celebrate for home buyers, especially those people who thought home ownership was out of the question for them.  Many years ago when I bought my first home and you heard [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Real Estate: Top 4 Selling Tips.. Make Them Feel Welcome</title>
		<link>http://pcbdaily.com/real-estate-top-4-selling-tips-make-them-feel-welcome</link>
		<comments>http://pcbdaily.com/real-estate-top-4-selling-tips-make-them-feel-welcome#comments</comments>
		<pubDate>Mon, 31 May 2010 22:37:22 +0000</pubDate>
		<dc:creator>Cebo Campbell</dc:creator>
				<category><![CDATA[Mortgage Market]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=7999</guid>
		<description><![CDATA[
			
				
			
		
I guess it goes without saying that we continue to be in a  buyers market and selling your home seems like an Olympic event at times.  Each week I am bombarded by questions about how to make your home stand out from the rest when selling.  I will not hammer my number one point which [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Homes Data Promising</title>
		<link>http://pcbdaily.com/homes-data-promising</link>
		<comments>http://pcbdaily.com/homes-data-promising#comments</comments>
		<pubDate>Mon, 24 May 2010 15:35:58 +0000</pubDate>
		<dc:creator>Cebo Campbell</dc:creator>
				<category><![CDATA[Market Analysis]]></category>
		<category><![CDATA[Mortgage Market]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=7947</guid>
		<description><![CDATA[
			
				
			
		
The National Association of Homebuilders reported this week that their “Housing Market Index”, a survey among its members to quantify builder sentiment about the housing market, rose three points in May to 22. While this is still well below the 50 mark which indicates builders feel optimistic about the housing market, it is the highest [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Rural Development – Good News/ Bad News</title>
		<link>http://pcbdaily.com/rural-development-%e2%80%93-good-news-bad-news</link>
		<comments>http://pcbdaily.com/rural-development-%e2%80%93-good-news-bad-news#comments</comments>
		<pubDate>Mon, 17 May 2010 20:48:54 +0000</pubDate>
		<dc:creator>Cebo Campbell</dc:creator>
				<category><![CDATA[Market Analysis]]></category>
		<category><![CDATA[Mortgage Market]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=7914</guid>
		<description><![CDATA[
			
				
			
		
As a flood of first-time homebuyers rushed to take advantage of the $8,000 tax credit the Rural Development program has been strained to the limit with a year’s allocation of funds expected to be depleted sometime tomorrow. There has been little interest in Congress to extend funding and it now appears that without a last [...]]]></description>
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		<title>Your Property Could Be Sold in 8 Seconds&#8230;But First&#8230;</title>
		<link>http://pcbdaily.com/your-property-could-be-sold-in-8-seconds-but-first</link>
		<comments>http://pcbdaily.com/your-property-could-be-sold-in-8-seconds-but-first#comments</comments>
		<pubDate>Mon, 15 Mar 2010 14:00:34 +0000</pubDate>
		<dc:creator>Cebo Campbell</dc:creator>
				<category><![CDATA[Mortgage Market]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=7418</guid>
		<description><![CDATA[
			
				
			
		

There is so much to be excited about and write about his week, I have had a hard time making a decision. But as usual I focus on what is actually happening in my little Real Estate world. The market is still very much a buyers market so the push is on for our sellers [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Your Mortgage Insurance Questions Answered‏</title>
		<link>http://pcbdaily.com/your-mortgage-insurance-questions-answered%e2%80%8f</link>
		<comments>http://pcbdaily.com/your-mortgage-insurance-questions-answered%e2%80%8f#comments</comments>
		<pubDate>Tue, 16 Feb 2010 03:01:42 +0000</pubDate>
		<dc:creator>Cebo Campbell</dc:creator>
				<category><![CDATA[Mortgage Market]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[karen smith]]></category>
		<category><![CDATA[panama city beach real estate]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=7107</guid>
		<description><![CDATA[
			
				
			
		

What is mortgage insurance?
It&#8217;s a financial guaranty that insures lenders against loss in the event a borrower defaults on a mortgage. If the borrower defaults and the lender takes title to the property, the mortgage insurer (MGIC, for example) reduces or eliminates the loss to the lender. In effect, the mortgage insurer shares the risk [...]]]></description>
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		<slash:comments>7</slash:comments>
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		<title>Housing Reports Solid – Rates Fall</title>
		<link>http://pcbdaily.com/housing-reports-solid-%e2%80%93-rates-fall</link>
		<comments>http://pcbdaily.com/housing-reports-solid-%e2%80%93-rates-fall#comments</comments>
		<pubDate>Fri, 04 Dec 2009 12:00:18 +0000</pubDate>
		<dc:creator>Hunter Palmer</dc:creator>
				<category><![CDATA[Mortgage Market]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[panama city beach housing report]]></category>
		<category><![CDATA[panama city beach real estate]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=6450</guid>
		<description><![CDATA[
			
				
			
		
After a week off for Thanksgiving I have plenty of good news to report since my last update. Last week, the National Association of Realtors reported that, for the month of October, existing home sales surged 10.1% to a seasonally adjusted annual rate of 6.1 million units – far exceeding the 5.7 million units most [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Rates Remain Low / Housing Starts Tumble</title>
		<link>http://pcbdaily.com/rates-remain-low-housing-starts-tumble</link>
		<comments>http://pcbdaily.com/rates-remain-low-housing-starts-tumble#comments</comments>
		<pubDate>Wed, 18 Nov 2009 18:00:53 +0000</pubDate>
		<dc:creator>Hunter Palmer</dc:creator>
				<category><![CDATA[Mortgage Market]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[home loans in panama city beach]]></category>
		<category><![CDATA[hunter palmer]]></category>
		<category><![CDATA[mortgage in panama city beach]]></category>
		<category><![CDATA[peoples first]]></category>
		<category><![CDATA[vision bank]]></category>

		<guid isPermaLink="false">http://pcbdaily.com/?p=6394</guid>
		<description><![CDATA[
			
				
			
		
Mortgage rates continue to hover near record lows with the rate on the benchmark thirty year flirting with 4.875% this week. The rate on the fifteen year fixed rate has dipped below 4.50% coming in at 4.375%. Thirty year rates on most government loan programs including FHA. VA and Rural Development have eased to 5%. [...]]]></description>
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		<slash:comments>2</slash:comments>
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