Despite promises of a new Governor, urgings, and passed bills, Florida home owners have yet to see any relief on their insurance premiums. Personally, my premium went up 33%, but from what I heard from readers and other locals, this is nothing. I talked with some whose premiums went up 100% and more. So far, the average final rate filing is at an increase of over 30% although the insurance commissioner’s office has rejected these increases. The insurance companies seem to be having trouble making everything pencil with the estimated $40 billion paid out by insurance companies during the active hurricane seasons of 2004 and 2005, claiming that they still have to have enough cash on hand should we have another active hurricane season, despite how painful it may be to the wallets of the policy holders.